Product Interest Rates

Deposit Interest Rates with effect from May 09, 2017

Savings Account RatesRate Applicable (% p.a.)
Savings Accounts - LKR 3.00
Minor Savings Accounts - LKR 4.00
Senior Citizens Account - LKR 4.00

 

Fixed Deposits RatesRate Applicable (% p.a.)
LKR Monthly Quarterly Semi Annually Annually At Maturity AER
01 Month - - - - 4.00 4.07
03 Months - - - - 4.25 4.32
06 Months - - - - 4.50 4.55
12 Months 4.89 4.91 4.94 5.00 5.00 5.00
24 Months 5.13 5.15 5.18 5.25 5.40 5.26
36 Months 5.51 5.53 5.57 5.65 6.00 5.67
48 Months 5.98 6.01 6.06 6.15 6.75 6.16
60 Months 6.55 6.59 6.64 6.75 7.75 6.77

 

Foreign Currency DepositsRate Applicable (% p.a.)
  Savings 1 month 3 months 6 months 12 months
USD ( < $ 100,000 ) 0.20 0.75 0.85 0.95 1.00
  • The above deposit rates are applicable for EFC,RFC,RNNFC and NRFC deposits.
  • Special rates may be offered on case by case basis on the term deposits where the value is more than the amounts indicated.
  • Interest on savings accounts will be calculated on the daily account balance and credited to the account monthly.
  • Fixed deposit interest is paid at maturity.

 

Overdraft Interest RatesRate Applicable (% p.a.)
Permanent Overdraft 3.00 + Fixed Deposit rate
Temporary Overdraft 24.00